ResearchDigital-Finance2026-10-13
Browser-side SHA-256 fingerprints lock the digital warehouse receipt; cross-chain recognition brings pledge lending to T+0
Each batch gets a SHA-256 fingerprint recomputable in the browser; once receipted on-chain and mutually recognized across institutions, banks cut pledge lending from T+3 to T+0, freeing around 1.022 billion yuan against a 50,000-tonne NR parcel.
